Fractional CFO

Strategic finance leadership without the full-time cost..

Not every business needs a full-time CFO, but every growing business needs CFO-level thinking. Our Fractional CFO embeds in your leadership team — joining key meetings, challenging assumptions, building forecasts and translating financial data into decisions.

What we do

The work, in plain English.

No jargon, no theatre. Here is exactly what you get.

This is not a monthly report drop. It is a senior finance leader sitting alongside you on a part-time, ongoing basis — present for the calls that matter and accountable for the outputs that follow.

You get the discipline of a CFO without committing to a $200K+ salary, and the institutional memory of someone who has been inside scaling businesses doing the work, not just observing it.

What's included

Everything in scope, on the engagement.

A clear list of deliverables — not a vague service description.

  • Cash flow forecasting and scenario modelling13-week rolling cash flow forecasts, quarterly scenario planning, and sensitivity analysis so you can see around corners before they arrive.
  • Board and investor reportingProfessionally structured board packs with financial commentary, KPI dashboards and variance analysis — built for boards that want clarity, not spreadsheet dumps.
  • Investor-ready financial modelsForecasts, pitch-deck financials and the data room your fundraising adviser or broker takes to market. We build the numbers; the raise itself is run by your corporate-finance adviser, broker or lender.
  • Budgeting and strategic planningAnnual budgets tied to strategic goals, with monthly tracking and reforecasting. Not a budget that goes in the drawer — one that drives decisions.
  • Pricing and margin analysisProduct and service line profitability reviews, break-even analysis and pricing strategy support.
  • KPI design and reportingCustom dashboards tracking the metrics that actually matter for your business — not vanity numbers.
Who this is for

Built for businesses that want a partner, not a vendor.

  • Businesses turning over $1M–$20M that need strategic finance but cannot justify a $200K+ salary
  • Founders who are great at their craft but find themselves drowning in financial decisions
  • Companies whose next growth phase needs board-grade reporting and forecasts to back the conversation
  • Businesses with boards or advisory committees that need professional financial reporting
Try the tools

Free calculators that complement this service.

Useful as a self-serve sanity check before the discovery call. No sign-up, no data captured.

The Torch Corporate difference

Earned in the room, not the slide deck.

Our Fractional CFO has sat in the chair. Justyna Rejman managed the finance function during a 100× revenue growth at Cipla Australia, building four departments and opening interstate warehouses along the way. She has built forecasts that secured investment, designed reporting that boards actually read, and implemented ERP systems that scale. Battle-tested financial leadership, not theoretical advisory.

Begin

One conversation away from a steady hand.

Discovery calls run 30 minutes. No deck, no pressure, no charge. We will tell you straight if we are the right fit.

Book a discovery call
Response within one business day · Video, phone or in-person